Underwriter

Job Title: Motor Trade UnderwriterLocation: Maidstone or Croydon Job Type: Full-TimeSalary: £40,000Job Purpose:To assess, price, and underwrite motor trade insurance policies in line with company guidelines and risk appetite, ensuring profitability and compliance with regulatory standards.Key Responsibilities:Evaluate new and renewal motor trade insurance applications.Analyse risk information and determine appropriate terms, premiums, and coverage.Build and maintain strong broker and client relationships.Monitor the performance of your portfolio to ensure profitability.Ensure underwriting decisions comply with regulatory and company standards.Support the development of underwriting guidelines and product improvements.Assist with training and mentoring junior underwriters, if required.Key Skills & Experience:Previous experience in motor trade or commercial motor insurance underwriting.Strong understanding of motor trade risks (e.g., road risk, combined policies).Good analytical and decision-making skills.Excellent communication and negotiation abilities.IT proficient, with experience using underwriting platforms and Microsoft Office.

Created: 2025-09-11