Manager Risk Management

Job Description At American Express, our culture is built on a 175-year history of innovation, sharedvaluesand Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.How will you make an impact in this role?UK Credit Risk Teams objective is to define and develop credit risk strategies to drive growth and provide good customer outcomes at acquisition and through the customer lifecycle.The person will be responsible for conducting detailed analysis and implementing new credit risk strategies for UK consumer and small business card acquisition. This person will focus on tracking and explaining acquisitions metrics, developing & evaluating new data sources, and working on projects together with our business partners.Responsibilities:Generate analytical insights and spot hidden trends from data to quickly react to emerging credit trendsCollaborate closely with marketing & product teams to help business achieve growth objectives Evaluate new data sources and stay abreast of industry trends tobuild upon existing frameworks to deliver profitable risk strategies as well as better customer outcomesDevelop strong relationships with colleagues from the Central Risk organization, as well as Operations, Product, Acquisitions and Compliance teams to drive enterprise-wide projects for the UK marketDrive operational excellence and ensure full compliance with regulatory requirementsMinimum QualificationsAt least 3 years experience in risk management or data analytical rolesBachelors or equivalent in quantitative field (e.g. Finance, Engineering, Physics, Mathematics, Computer Science and Economics)Coding skills in SQL or Python with hands-on experience is requiredStrong analytical skills with the ability to apply both quantitative methods and business knowledge to build insights and deliver resultsKnowledge of underwriting and consumer/commercial bureau dataGood communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations; conceptualize and sell ideas to internal and external partnersAbility to build strong relationships with business partners across the enterpriseProven track record to work independently and within a matrix organization; partnering with capabilities, decision sciences, technology teams and external vendors to deliver solutions quickly and effectivelyResults driven with strong project management skills and ability to work on multiple prioritiesAbility to learn quickly and work independently with complex, unstructured initiativesPreferred QualificationsUnderstanding statistical conceptsKnowledge of UK regulatory landscape for consumer lendingExperience leading and developing junior team membersDepending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:Competitive base salariesBonus incentivesSupport for financial-well-being and retirementComprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)Flexible working model with hybrid, onsite or virtual arrangements depending on role and business needGenerous paid parental leave policies (depending on your location)Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)Free and confidential counseling support through our Healthy Minds programCareer development and training opportunitiesOffer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

Created: 2025-12-08