Future Financial Wellbeing Graduate Scheme

Bank on a better future. Yours and theirs From that first set of car keys to the last day at work (and all the fun in between). From protecting a familys future to sorting their workplace pension without the jargon. Were here for the big money moments. Making sure our customers feel confident, covered, and ready for whatever curveballs life serves up. And we dont just build products that work. We build ones that work for the planet too: Cutting the carbon emissions we finance by more than 50% by 2030; Net zero by 2050.Because its not just about wealth. Its about wellbeing. As a Future Financial Wellbeing Graduate, youll join our Insurance, Pensions & Investments (IP&I) team to help people take control of their money, protect what matters, and plan for tomorrow without losing sleep over it. Youll be tackling big-picture issues like an ageing population, low money confidence, and the great generational wealth handover. If youre naturally inquisitive, have an interest in business, finance and data, and want to help customers become more resilient for whatever the future holds, this could be your scheme. Challenging the status quo is a big part of what we expect from our graduates. Youll need strong critical-thinking skills, an open mind, humility, and resilience. And because this area is all about people, youll enjoy collaborating, seeing things from different perspectives, and building strong relationships across the business. Two years. Three rotations. Make finance click Over three eight-month placements, youll deep-dive into the parts of our business where big ideas meet big impact. You could be: In Customer seeing what makes people tick (and what makes them switch), understanding how we keep them for life, delivering the highest standards of service and developing a truly customer-centric mindset. In Platform where business and technology come together. Youll learn how our multi-skilled Platform teams shape end-to-end customer journeys, deliver change more quickly, and use tech and AI to create brilliant outcomes. Projects like Digital Waterfront put you right at the heart of innovation and our customer relationships. Building transformational applications that combine the best of everything IP&I has to offer. In Strategy exploring our many routes to market: Independent Financial Advisers, direct sales, branch network, and our strong workplace pensions proposition. Youll grow your commercial and competitor insight, build and manage key relationships, and use data to inform strategic decisions that drive growth. The skills youll gain By the time youve finished, youll: Understand the full customer journey for insurance, pensions and investments. Be able to challenge the way we do things and bring forward data-driven ideas. Turn raw data into why didnt we think of that sooner? insights that inform senior management decisions. Lead projects that shape the future of our products and propositions. Develop your commercial strategy skills seeing how strategy turns into growth and how you can become tomorrows leader. Build your understanding of tech in a business context - from AI to coding tools - with customer centricity always front and centre. Well invest in you CII qualifications through the Chartered Insurance Institute. The opportunity to undertake the Sustainable Investing Certificate (previously known as CFA Institute ESG qualification) associated with Kaplan. A bespoke graduate development programme that builds personal effectiveness, covering everything from Insights discovery to influencing with confidence, resilience and delivering business-ready presentations. Learning? Paid for. Exam fees? Covered. Plus, youll have a buddy to help you crack the jargon, keep your diary on track, and navigate life at Lloyds Banking Group. Benefits We also offer a wide-ranging benefits package, which includes: A generous pension contribution of up to 15% An annual bonus award, subject to Group performance Share schemes including free shares Benefits you can adapt to your lifestyle, such as discounted shopping 28 days holiday, with bank holidays on top A range of wellbeing initiatives and generous parental leave policies Requirements What you need to apply While we do not require a minimum degree achievement, we strongly recommend the ability to be able to demonstrate sound knowledge, understanding and technical skills aligned to the role. Some aspects of this, alongside behaviours and values, will be assessed through the application process. We are unable to offer sponsorship for this programme and you must have full, unlimited right to work in the UK. Locations This is a rotational programme across various UK locations including Leeds and Edinburgh. Placements take place across these main hubs, with the potential for relocation every eight months. With our hybrid working policy, all colleagues are expected to spend a minimum of two days each week in the office. Opening and Closing date Applications for our Future Financial Wellbeing Graduate Scheme open on 24th September 2025. Our graduate schemes may close early if we receive a high number of applications, so its best to apply as soon as you can. How to apply Our application process is designed to help you shine. We want everyone to feel they belong and can be their best, regardless of background, identity, or culture. At Lloyds Banking Group, we're driven by a clear purpose; to help Britainprosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop. We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together were building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. TPBN1_UKTJ

Created: 2025-12-05