Commercial Underwriter

Job Title: Property & Casualty UnderwriterLocation: Cardiff, Wales Employer: A Major Brand in the Insurance Market Type: Full-Time | Permanent Salary: Competitive + Bonus + BenefitsAbout UsWe’re a recognised leader in the insurance industry, trusted by millions across the UK. With innovation at our core and customer service at the heart of everything we do, we’re shaping the future of risk protection—and we want talented professionals like you to help lead that charge.About the RoleAs a P&C Underwriter, you’ll be instrumental in assessing and managing risk across a broad range of commercial property and casualty lines. Working with brokers and clients of varying sizes, you’ll analyse complex submissions, underwrite new and renewal business, and drive profitability while upholding our high standards of service and compliance.Key ResponsibilitiesEvaluate and underwrite property and casualty risks across multiple sectorsAnalyse broker submissions and apply underwriting guidelines effectivelyDevelop and maintain relationships with brokers, clients, and internal stakeholdersNegotiate terms and pricing to strike a balance between competitiveness and profitabilitySupport portfolio growth while maintaining sound risk selectionContribute to product development and market intelligence in collaboration with wider teamsEnsure compliance with regulatory, audit, and governance requirementsWhat We're Looking ForProven underwriting experience in P&C insurance—ideally 3+ yearsStrong technical knowledge across commercial lines (property, liability, casualty)Excellent analytical and negotiation skillsConfident communicator with a proactive mindsetCert CII or ACII qualification is preferred (or working towards)Familiarity with underwriting tools and software systemsWhat We OfferHybrid working with a strong Cardiff office presenceGenerous holiday allowance and pension contributionBonus structure linked to personal and business performanceSupport for ongoing professional developmentInclusive and collaborative team culture

Created: 2025-08-03