Life Underwriter

About The Role Team Underwriting & Claims - Life Working Pattern - This can be worked as a hybrid set-up out of our Bournemouth, London or Stockport offices as well as remotely/home based. Full time, 37.5 hours per week. We are happy to discuss flexible working! Top 3 skills needed for this role: Experience in underwriting Life, Critical Illness and Income protection Excellent customer focus and making the right decision Ability to manage workloads independently and to work as a team What this role is all about: In this role youll assess applications for life, serious illness, and income protection cover, working closely with colleagues across underwriting, operations, and distribution to deliver consistent, high-quality outcomes. Supporting our priority distribution partners, youll strengthen relationships through expert guidance and teamwork all while living our core values of innovation, collaboration, and doing the right thing. Key Actions Underwrite life, serious illness, and income protection applications in line with Vitalitys underwriting philosophy and quality standards. Collaborate with brokers to guide applications through the underwriting process smoothly and efficiently. Provide authorisation and support for applications assessed by less experienced underwriters. Contribute to the ongoing development of Vitalitys underwriting and service propositions. Work closely with internal teams to ensure consistent, high-quality outcomes and a joined-up approach to member protection. What do you need to thrive? Proven experience in underwriting life, serious illness, and income protection applications. Exposure to reinsurance relationships and understanding of their impact on underwriting decisions. Strong interpersonal and communication skills, with the ability to build trusted relationships with brokers and internal teams. Confident collaborating across multiple business divisions to support joined-up decision-making. Ability to mentor and authorise applications from less experienced underwriters. Comfortable working in a fast-paced, regulated environment with a focus on quality and consistency. So, whats in it for you? Bonus Schemes A bonus that regularly rewards you for your performance A pension of up to 12% We will match your contributions up to 6% of your salary Our award-winning Vitality health insurance With its own set of rewards and benefits Life Assurance Four times annual salary These are just some of the many perks that we offer! To view the extensive range of benefits we offer, please visit our careers page. Fantastic Benefits. Exciting rewards. Great career opportunities! If you are successfulin your application and join us at Vitality, this is our promise to you, w e will: Help you to be the healthiest youve ever been. Create an environment that embraces you as you are and enables you to be your best self. Give you flexibility on how, where and when you work. Help you advance your career by playing you to your strengths. Give you a voice to help our business grow and make Vitality a great place to be. Give you the space to try, fail and learn. Provide a healthy balance of challenge and support. Recognise and reward you with a competitive salary and amazing benefits. Be there for you when you need us. Provide opportunities for you to be a force for good in society. We commit to all these things because we want you to feel that you belong, and are supported to be happy and healthy. About The Company We're really excited to announce that we have recently been awarded "Top 10 Best Places To Work" in The Sunday Times Awards 2024! Vitality is a multi-award-winning UK insurance brand, here to make the world a healthier, happier place. Weve been a purpose and values-driven business from day 1- long before it became fashionable. Our core purpose is to make people healthier and enhance protect their lives. Vitality pioneered shared-value insurance. We incentivise people to live healthier longer lives they benefit, our business benefits, and society benefits. Were successful because we attract, develop, and retain the best people and because we care. Plus, you get to join our 1.7+ million members with access to our unique health insurance and healthy living programme. Just to make sure you know our products inside and out. Ready to find out if were the right fit for you? We cant wait. Diversity & Inclusion At Vitality, were committed to diversity and inclusion because its good for our employees, for our business, and for society. We welcome applications from individuals of all backgrounds, experiences, and perspectives. Vitalitys approach to sustainability Vitality is a business that drives positive change. We reward people for making and sustaining healthier choices. But healthy people also need a healthy environment. To learn more please visit our Careers page. #LI-Hybrid If we are fortunate in receiving a high volume of quality applications we may need to close this vacancy early. If you are interested, please submit your application as soon as possible. TPBN1_UKTJ

Created: 2025-09-11