Job Title

Product Owner | Remote (UK-based)Full-time, PermanentUp to £100,000 per annum + BenefitsAre you looking for a new Product Owner / Product Manager position where you’ll utilise your extensive experience in fintech product ownership to help shape a product that’s redefining expense management in one of the most exclusive global industries?This is a rare opportunity to join a fast-growing fintech building a unique debit card and expense management system designed specifically for the yachting industry. You’ll be joining at a pivotal stage as the company scales from startup to structured growth, leading the development of its next-generation reporting platform and embedding agile discipline across the tech function.If you thrive on autonomy, innovation, and creating structure in a fast-moving environment, this could be exactly what you’ve been waiting for.What makes this role exciting?You’ll be the first dedicated Product Owner in a growing fintech that’s entering its next stage of professionalisationYou’ll lead the delivery of a web-based reporting app for yacht management companies – the core product driving the next phase of growthYou’ll help shape how the company operates, introducing agile processes, and influencing product strategy from day oneYou’ll work with a highly experienced team of fintech and maritime specialists, including ex-private bankers, former yacht crew, and a leadership team with digital backgrounds from top-tier financial institutionsYou’ll be part of a company whose product genuinely makes life easier for its users, providing transparency, control, and luxury-level serviceWhy this could be your perfect fit:You have a strong background in fintech, e-money, or payments, ideally having worked on card-issuing or cross-border payment productsYou enjoy leading delivery in startup or scale-up environments, where you can introduce structure and best practice without losing paceYou’re comfortable working with senior stakeholders and developers, translating complex financial and technical concepts into clear deliverablesYou have the confidence and curiosity to deep dive into user feedback and market data, shaping features that meet real customer needsYou’re ready to take full ownership of a product that’s changing how an entire sector manages expensesWhy you’ll love working here:Competitive salary of £90-100,000 per annumFully remote role – work from anywhere in the UK with monthly meet-ups and global travel to exclusive yacht shows and eventsFlexible working culture that understands the importance of family, wellbeing, and work-life balanceGenerous/unlimited holiday policy (28 days pro-rata + bank holidays as standard, with flexible ‘fair use’ for more if needed)Private healthcare (Vitality)Group life assuranceIncome protectionPension schemeMental health support programmesOngoing professional developmentCompany retreats and opportunities for travelA supportive, entrepreneurial team environment with a strong sense of purposeWhat you’ll be doing:Defining and maintaining a clear product vision and roadmap that connects business goals with the real-world needs of captains, crew, and yacht management companiesBuilding and managing the product backlog - writing Epics, Features, and User Stories with clear acceptance criteria and prioritising by business valueLeading agile delivery – establishing Scrum (or Kanban where appropriate), running sprint ceremonies, and ensuring delivery aligns with roadmap milestonesWorking closely with Engineering, QA, and Design teams to define testable, compliant, and user-focused releasesPartnering with Visa, the issuing bank, BIN sponsor, and KYC/AML providers to ensure smooth platform integration and regulatory complianceChampioning the customer experience – gathering insights through analytics and user interaction to continuously refine the productHelping shape the company’s product culture, embedding transparency, accountability, and a continuous improvement mindset across the teamWhat we’re looking for:5–7 years’ experience as a Product Owner or Product Manager in fintech, e-money, or digital bankingExperience delivering card-issuing, EMI, or cross-border payment productsStrong knowledge of Visa/Mastercard issuing, settlements, and FCA/PSD2 regulatory frameworksProven ability to run Agile processes, including backlog management, sprint planning, and retrospectivesTechnical fluency with API-driven products and tools such as Jira, Confluence, and FigmaCommercially sharp, detail-oriented, and comfortable balancing innovation with regulatory precisionThrives in ambiguity, enjoys building from the ground up, and communicates clearly across technical and commercial teamsAdditional information:Fully remote - open to candidates based anywhere in the UK (or overseas if you’re a UK citizen with NI number and UK bank account for UK PAYE)Flexible working hours – the company operates a trust-based model, but commitment is especially important during the launch phase of developmentIdeal notice period is one month or lessApply now to take the next step in your fintech career and help shape a platform that’s bringing cutting-edge financial technology to one of the most distinctive and dynamic global markets.We welcome applications from people of all backgrounds, including neurodivergent candidates. If you’d like any adjustments during the recruitment process, just let us know – we’re here to support you.Product Owner, Product Manager, Fintech Product Manager, Card Issuing, E-Money, Payments Product Owner, Cross-Border Payments, Expense Management, Scale-up Fintech