Job Title

Role SummaryA Commercial Underwriter assesses and manages risks for business insurance policies, working closely with brokers and clients to develop profitable portfolios. This role often focuses on mid-market property and casualty (P&C) underwriting.Key Responsibilities• Underwriting New and Existing Business: Evaluate and price commercial insurance risks, particularly in property, liability, motor trade, and fleet.• Broker Relationship Management: Build and maintain strong partnerships with brokers to understand client needs and deliver tailored insurance solutions.• Portfolio Development: Grow and manage a book of business , ensuring profitability and compliance.• Decision-Making: Use data insights and mobile decision-support tools to make informed underwriting choices.• Collaboration: Work within a regional underwriting team, supporting senior underwriters and managers to meet financial targets.Skills & Experience Required• Proven experience in commercial underwriting, ideally in property, liability, or motor fleet.• Strong analytical and negotiation skills.• Excellent interpersonal and communication abilities.• Familiarity with FCA regulations and industry standards.• Ability to work independently and manage a dynamic workload.Qualifications• Working towards or holding FIT / Cert / Dip CII qualifications is often encouraged.• Continuous professional development is supported.Work Environment• Hybrid working model: typically 60% office-based or visiting clients.• Flexible arrangements may be available.Compensation & Benefits• Competitive salary based on experience.• Bonus opportunities.• Generous pension contributions.• Career development programs and training support.